Cover Your Business Against Uncertainties with Commercial Insurance

Commercial liability insurance helps business owners pay for expenses related to accidents, injuries, and other risks that they are exposed to everyday including:

• Third-party property damage
• Bodily injury sustained on your premises
• Legal/Settlement costs

Commercial auto insurance helps cover the cost of an auto accident involving company-owned or hired vehicles and may cover:

• Property damage
• Medical expenses
• Third-party bodily injury or property damage
• Replacement/repair costs
• Employee medical expenses

Workers’ compensation insurance, also known as workman’s comp, provides benefits to your employees if they get injured or are ill from their work-related duties. By covering the medical expenses of the injured/ill employee, this policy also protects your company against lawsuits. Having an appropriate workers’ compensation plan is also key to attracting and retaining the best talents in the industry.

Commercial umbrella insurance, also known as Excess Liability insurance, enables a business owner to pay for costs that exceed their basic policy limits. It adds an extra layer of protection to any of the liability policies that you already have in place.

Error and Omissions insurance / E&O insurance protects you in the event of claims of negligence, omissions, misrepresentation, or mistakes brought against your business. It will cover your attorney fees and other legal expenses, administrative costs as well as pay for settlement and judgments made against you in court.

As a critical component of any risk management strategy, commercial bonds protect the business owner by minimizing their risk exposures and ensuring the performance of obligations as stated in the signed agreement. In case you fail to keep up with the agreement, our commercial bonds will reimburse your client, protecting your business from client-related lawsuits.